{"id":4669,"date":"2025-06-25T00:18:58","date_gmt":"2025-06-25T00:18:58","guid":{"rendered":"https:\/\/myrealestatedojo.com\/subto\/?p=4669"},"modified":"2025-06-25T00:25:59","modified_gmt":"2025-06-25T00:25:59","slug":"i-closed-this-subto-deal","status":"publish","type":"post","link":"https:\/\/myrealestatedojo.com\/subto\/i-closed-this-subto-deal\/","title":{"rendered":"I Closed This SubTo Deal Using a Voice Message (No Phone Call, No Meeting)"},"content":{"rendered":"\n\n\n

I Closed This SubTo Deal Using a Voice Message (No Phone Call, No Meeting)<\/yt-formatted-string><\/h1>\n\n

\ud83d\udc4b \u201cWhat\u2019s up champ?\nToday I\u2019m gonna break down exactly how I got a seller finance \/ SubTo deal in Phoenix, Arizona, without ever seeing the property, without talking on the phone, and without meeting the seller in person.\n\nHow\u2019d I do it?\n\n\ud83d\udca5 With one simple voice message.”\n\n\ud83d\udcf2 The Lead: How I Got It\n\n\u201cThis was a real lead that came in through one of my Alchemy Stones Marketing Systems. The seller reached out through my ad, and my VA used my Ninja Script to qualify him.\n\nHere\u2019s what we found out:\n\nThe seller had a VA loan on the property.\nNo equity\u2014he was barely breaking even on what he owed vs. what it was worth.\nHe was behind on payments\u2014about $3K to $5K in arrears.\nThe house had non-performing tenants.\nNeeded repairs.\nHe lived out of state, and didn\u2019t want to deal with it anymore.”\n\ud83c\udfa4 My Response: One Simple Voice Message\n\n\u201cI didn\u2019t call him.\nI didn\u2019t go to the house.\nI just left a voice message\u2014a simple recording that laid out what I could do, like this:\n\n\u2018Look Mr. Seller, I\u2019m not sure if this is a fit for you, but I can help in one of two ways…\u2019\nThen I laid out two options, not formal offers. Here’s how I broke it down…”\n\n\ud83d\udcb8 Option 1: Sell with a Realtor or Cash Buyer\n\n“You could try to sell it retail, but you\u2019ll likely lose money:\nYou\u2019ll need to evict the tenants\nMake repairs (maybe $10K\u2013$15K)\nPay closing costs (another $10K+)\nAnd still cover the back payments\nYou\u2019ll have to bring $15K\u2013$25K to the table just to get out.”\n\ud83d\udd11 Option 2: Let Me Take Over the Payments (Subject-To)\n\n“Or, I can just take over the payments:\nI\u2019ll bring your loan current\nI\u2019ll pay all the closing costs\nI\u2019ll handle the tenants\nI\u2019ll take care of repairs\nAnd I\u2019ll keep making the mortgage payments under your name\nYou don\u2019t pay anything, don\u2019t come out of pocket, and you walk away.”\n\n\ud83d\udca1 No Offers\u2014Just Options\n\n\u201cI never made him an offer.\nI didn\u2019t say \u2018I\u2019ll give you X dollars.\u2019\nI just walked him through the math of his situation, and gave him options.\n\nWhy?\n\nBecause when you educate the seller and show them the truth\u2014they close themselves.\u201d\n\n\ud83d\udcac Why This Deal Worked\n\nThis seller didn\u2019t want to be a landlord. He was out of state, behind on payments, and couldn\u2019t sell retail. He didn\u2019t want to pay thousands just to sell. So my Subject-To solution was a win for him.\n\nAnd it cost me zero dollars out of pocket to negotiate\u2014because I didn\u2019t spend time on the phone. I didn\u2019t drive out. I didn\u2019t inspect. I just dropped a voice recording.\n\n\ud83e\udde0 The Power of Creative Financing\n\nThis is what real estate looks like when you don\u2019t use banks, don\u2019t use credit, and don\u2019t chase cash deals like everybody else.\n\nYou solve real problems\u2014and you create win-win deals using your brain, not your wallet.\n\n\ud83d\udcb0 #1 \u2013 The New Flip\nThis is the smartest way to start flipping and make money today.\nI designed The New Flip to teach you negotiation, hustle, and how to spot deals in real life \u2014 by flipping everyday stuff like bicycles.\nIt\u2019s how I made my first money while learning skills that helped me crush it in real estate.\n\ud83d\udc49 Grab it at TheNewFlip.com\n\n\ud83e\udde0 #2 \u2013 REBOOT\nThis is my personal mindset reset \u2014 for hustlers who feel stuck, overwhelmed, or like they\u2019re spinning their wheels.\nREBOOT will help you rewire your brain to take massive action, overcome fear, and dominate your day.\n\ud83d\udc49 Start your reset at MyRealEstateDojo.com\/reboot\n<\/span>
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